

Both cards carry $0 annual fees, but have some significant differences.Īttributes of the Capital One® Walmart Rewards® Card * include: The second type is the Walmart Rewards Card *, which is a closed-loop store card, meaning it’s only accepted for payment within the Walmart ecosystem. The first is the Capital One® Walmart Rewards® Card *, which can be used anywhere that accepts Mastercards for payment. There are two types of Walmart credit cards available. Other factors can include income, employment status, existing debt, housing status, number of open credit card accounts and number of recent credit inquiries. Keep in mind that your credit score is just one factor that issuers consider during the approval process. Store cards often have lower criteria for approval and someone without stellar credit may get approved for this version of the Walmart card. What’s unique about the Capital One Walmart Card application process is that if you don’t qualify for the Mastercard version of the card, which can be used anywhere that Mastercard is accepted, you’ll automatically be considered for the store card version.

This means that the Capital One® Walmart Rewards® Card * likely requires at least good credit, which FICO typically defines as a credit score of 670 and above. What Credit Score Do You Need To Get the Walmart Credit Card?Īlthough Capital One, like most issuers, does not disclose an exact credit score requirement for the card, most rewards cards often require good to excellent credit.
